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Do You Need Auto Insurance?

You need to have motor insurance before you can drive your vehicle in a public place. It covers you, your vehicle, and other motorists against liability in case there is an accident. It provides financial reimbursement to cover any injuries caused to people or their property. But what are the things you need to know about motor insurance? Read more learn.

Do You Need Auto Insurance?  | activeinsuranceadvisors.com

Types of Insurance Cover

  • The third-party only - This cover is the legal requirement. This cover level ensures that reimbursement is available for injury to other people (including your passengers) or damage to other persons' property resulting from an accident caused by you. It doesn't protect any of your costs as a result of an accident. Most insurance businesses offer additional levels of insurance cover that go beyond the legal requirement. The precise nature of the surface will vary from company to company.

  • Third-party fire and theft - This provides the same cover as a third party and ensures you should your vehicle be damaged by fire or stolen.

  • Comprehensive - This provides the same cover as third-party fire and theft. Therefore, it also protects you should your vehicle be damaged in an accident. Numerous additions to this level of cover are available from the insurance business, including:
    - providing a courtesy vehicle while your car is being repaired, legal costs, insurance to recover your uninsured mislaying (such as your excess)
    - roadside recovery schemes
    - car repairs in case of breakdown

Situational

  • If you're involved in an accident
    Suppose you have an accident that causes damage or injury to any other person, vehicle, animal, or property. In that case, you must give both your own and the vehicle owner's name and address, along with the car's registration number, to anyone having rational grounds for requiring them.

    If you don't give your information, then you should file a report of the accident to the authority as soon as possible within 24 hours. You must also file a statement of the accident to your insurer, even if you do not intend to make a protest.

  • If you're engaged in an accident with an uninsured motorist
    Any trouble with an uninsured driver should be filed and reported to the police.
    You should also file a report of an accident to your insurer, who'll guide you further if there is any claim.

    Moreover, authority ensures that compensation is available to the innocent casualty of uninsured drivers or hit-and-run (untraced) drivers.

Auto Insurance Cover For

  • Rental Reimbursement
  • Towing & Labor
  • Medical Payments
  • Property Damage Liability
  • Comprehensive
  • Uninsured Motorist
  • Personal Injury Protection
  • Collision
  • Bodily Injury Liability

Your Questions About Auto Insurance

What do I need to get a quote?

To get a quote, you'll need all of your basic personal information, like your name, address, job, driver's license number, and birthday. You'll also be asked about your car's information, such as the year, make, model, VIN, current mileage, and whether you own or lease it. Your driving history will also be asked, and you should disclose previous tickets, accidents, and violations. All of this information helps the company give you an accurate insurance quote.

hOW DOES AUTO INSURANCE WORK?

Car insurance comes in all shapes and sizes. We offer comprehensive and third-party fire and theft and some optional extras for even more protection. Depending on what you choose, your insurance can cover your car, any damage you cause to other vehicles and property – as well as other things like medical expenses, personal belongings, and legal expenses if you have to go to court.

CAN I CHANGE THE CAR AND KEEP THE SAME POLICY?

Yes. Although your insurance company will check all the details to make sure your new car is covered under your policy. If it's not, the company let you know what needs to change and give you a new price if you need to.
If you're thinking of changing your car, let the insurance company know before you do. That way, the company can make sure you're covered as soon as you get your new vehicle. The quickest and easiest way to do this is to log in or register for insurance companies' online portal so you can do this online. They'll need some details on the new car – including registration number, make and model.

Why Choose Us?

We put you first

You can indeed get auto insurance cover in just minutes. Insurance can seem a little confusing and overwhelming sometimes, but we're here to give you peace of mind. Enjoy your life, knowing you're covered for any doubts.

We won't waste your time.

We've spoken to thousands of professionals, and one of the most significant issues they say they have is lack of time. Auto insurance is designed to be quick, easy, and efficient. You can secure insurance for your auto in just a few clicks.

We do things the right way.

We mean what our name defines. We'll always provide you with the excellent service possible. We'll never knowingly leave anyone underinsured. That's why we're advisors in the auto insurance industry – because we know exactly what cover you'll need.

We Find The Best Plan for You

Our comparison tool and highly trained, free of charge licensed agents will help you find the best auto insurance and make recommendations for your particular concerns. Purchase with pride & confidence - and if you are unhappy with your option, you can cancel during the assessment period to get your money back.

The Best Price Assurance

Plan price is calculated by your auto details The cost of your auto protection policy will be as unique as you and your auto, but we assure you that will not find the same list anywhere else for less money.

Top Auto Insurance Companies

Our system gives you the power to instantly compare the best auto insurance providers based on your trip details. We offer policies from large and small providers alike, featuring a wide variety of plans to choose from so you can discover the best one to fit your specific needs.

Our US-Based Insurance Advisors are Available to Answer Your Auto Insurance Questions

So You Can Make an Informed Decision  About The Best Plan for You!